New Territories Property Knowledge
Hong Kong First-Time Buyer Guide
Start with total budget, mortgage capacity and a property-type brief, then verify stamp duty, eligibility, valuation and legal documents.
Where should a first-time buyer start?
Start with total budget, mortgage capacity and a property-type brief, then verify stamp duty, eligibility, valuation and legal documents.
Buyer guides
- Budget beyond the deposit
- Seek early mortgage input
- Separate private, HOS and village risks
- Compare actual commutes
Sources and verification
Rating and Valuation Department
This guide is general information, not legal, mortgage, tax, valuation or investment advice. Verify current rules and property-specific facts with the relevant authority and qualified professional.