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New Territories property knowledge

Hong Kong First-Time Buyer Guide

Start with total budget, mortgage capacity and a property-type brief, then verify stamp duty, eligibility, valuation and legal documents.

Where should a first-time buyer start?

Start with total budget, mortgage capacity and a property-type brief, then verify stamp duty, eligibility, valuation and legal documents.

Buyer guides

  • Budget beyond the deposit
  • Seek early mortgage input
  • Separate private, HOS and village risks
  • Compare actual commutes

Sources and verification

Rating and Valuation Department

Educational content does not replace legal, mortgage, valuation, tax or government advice.